Compliance and Security

Digital compliance and risk-control shield

In-house SumShield intelligent risk management

Comprehensive risk management framework

A closed-loop risk framework covering pre-transaction alerts, real-time blocking, and post-event review across every business stage.

Precise risky transaction blocking

Monitoring models combine big data and AI for automated multidimensional analysis that filters high-risk transactions and protects funds.

Agile risk alert rules

Expert rules and AI work together so risk-control strategies can adapt as risks change.

Efficient risk operations

Scientific risk operations apply tailored controls based on risk level and business characteristics, improving the user experience while securing transactions.

Licenses and certifications

China Payment Business License

In 2011, the company was among the first to receive a Payment Business License from the People's Bank of China.

Cross-Border RMB Qualification

In 2017, the company obtained cross-border RMB settlement qualifications to provide secure, compliant clearing services for cross-border and service trade.

U.S. MSB

In 2021, the company completed U.S. MSB registration and obtained the relevant compliance qualifications.

Payment & Clearing Association of China Membership Certificate

In 2012, the company joined the Payment & Clearing Association of China to help advance the payments and clearing industry.

Hong Kong MSO

In 2020, the company obtained a Hong Kong MSO licence for lawful money exchange and remittance services in Hong Kong.

Licenses and certifications

Certified by authoritative domestic and international bodies, including Payment Business Facility Technical Certification, UnionPay Card Payment Information Security Certification, ISO/IEC 27001, and PCI DSS, for comprehensive and reliable security.